FAQs
IS CREDIT REPAIR LEGAL?
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Yes, credit repair is legal and our credit education and document processing services will help you to use the law in your favor. That law is called "The Fair Credit Reporting Act." The FCRA gives you the right to dispute any item on your credit report.
If that item cannot be verified within a reasonable time (usually 30 days) it must be removed. Studies have shown that 79% of all credit reports contain errors. This is nearly 8 out of 10 reports. Therefore, most credit reports improve immediately!
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WHAT IS 100% GUARANTEE?
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You should receive updated credit reports every 35-45 days and make us aware if updated reports have not been received.
You are entitled to a 100% refund on all monthly payments if: We do not remove any negatives worked on.- You have had 180 days (6 consecutive months) from the time that you retain our services..
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WHAT CAN I DO TO IMPROVE MY CREDIT WHILE PARTNERING
WITH SOAR CONSULTING, LLC.?
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Never charge more than 20% of the available balance on any of your credit cards, Pay all of your bills on time, every time. This includes your utility bills, mortgage and auto payments, and all of your revolving lines of credit!
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Do use your credit cards – Many people who make mistakes with their credit believe that the best way to fix things is to never use credit again. If you are afraid that you cannot handle your credit cards correctly then the best policy is probably this one: Run only your utility bills on your credit cards each month, and then pay the balance in full by the due date.
Repairing your credit score does not happen overnight, so if you do these things for a few months and do not see a large increase in your score, do not give up. They are all habits that you will want to maintain throughout your life, as they will help you to keep your finances and lines of credit under control.
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To learn more, schedule a personal consultation with us today!